Coast Professional is a debt collector reporting a collection account on your credit report. If youre not sure where to start, then check out the sample letters provided by the CFPB. Coast Professional is a debt collection agency. A pay-for-delete request is different from a goodwill letter because it applies to debts that you havent yet paid off. Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. Find company research, competitor information, contact details & financial data for Coast Professional, Inc. of Geneseo, NY. Horrible management. They have been in business since 1976. The IRS stressed that it always notify a taxpayer before transferring their account to a collection agency. If you ask them to stop calling you and only communicate via letter or email, then theyre legally obligated to do so. You may not want to pay Coast Professional debt, especially if it's potentially inaccurate. Average Coast Professional, Inc. hourly pay ranges from approximately $13.24 per hour for Debt Collector to $16.84 per hour for Quality Assurance Analyst. Uncover why Coast Professional, Inc. is the best company for you. 10. Waterloo, IA 50704-2040. Coast Professional Inc. does have the following cases brought against them for violating the Fair Debt Collections Practices Act (FDCPA). Student loan rehabilitation is a government program thats designed to help you get out of default. To support our work, we are paid for providing advertising services. How To Get Student Loan Forgiveness For Social Workers. If they keep calling, send them a cease & desist letter. They help you dispute the collection account with the credit bureaus and possibly remove it from your credit report. Thirty-five states and the District of Columbia allow you to record your phone conversations secretly. WHO WE SERVE? The collection agency will contact you to notify you of your options before a garnishment starts. Phone Number: (800) 231-0225 A collections account is no different. The toll-free telephone number is 800-231-0225 and the direct number is 318-807-4500. Provided you take action fast enough, they must respondand sometimes, even drop their claim entirely. However, dont expect to have most of your debt written off. She has more than 24 years of experience . What is the Telephone Consumer Protection Act? Get a credit improvement plan that works for you with 1 phone call. If you click on one of those links, we get paid. We dont accept compensation in exchange for reviews or articles, and we dont directly sell any products or services ourselves. State and federal laws have limits or 'exemptions' that apply to bank and wage garnishments. Unlike loan rehabilitation, loan consolidation wont remove the default status from your credit history. 12. A standard settlement offer will waive collection fees and sometimes some of the interest, but according to documents from the US Department of Education, it cant waive more than 10% of the actual loan amount (the principal). We make money through advertising. Coast Professional Inc is a debt collection agency that specializes in educational receivables recovery. Some deferments can last 3 years, and others are tied in with how long you qualify based on your qualifying event. Collections. Box 1528. You should consult an attorney for advice regarding your individual situation. As a result, it could harm your credit rather than improve it. Find Out! Caring leadership, opportunities for advancement, good managers who encourage good morale, fair pay. Address: 214 Expo Cir # 7, West Monroe, LA 71292Phone Number: (714) 734-9997Years in Business: 44Business Started: 1976 Business Started Locally: noBusiness Incorporated: yesType of Entity: corporationWebsite: https://coastprofessional.com/Doing Business As: Coast Professional Inc. Another option that you have to postpone your student loan payments, is by deferring them. College and University Division Coast Professional, Inc, P.O. document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); Your information is kept 100% confidential. In addition, the FDCPA provides you with many rights to ensure that collection agencies dont take advantage of you. Who Are They? At this point, DRG/DMCS will keep your loans or send it to a private collection agency. Coast provides professional collection services to over 200 campus-based colleges, universities and government clients. Before choosing any financial product, read the terms and conditions from the financial service provider. The Internal Revenue Service has awarded new contracts to three private-sector collection agencies for collection of overdue tax debts beginning Sept. 23. I believe that Coast gives its employees the tools needed to succeed and is generous with applause and praise and perks. Entity Overview. Industry: Financial Transaction Processing. Coast Professional is a debt collection company, You may not have to pay your debt (paying it may hurt your score), Call now to find out how you can remove Coast Professional from your report - without paying your debt (potentially). If you must deal with a debt collection agency on the phone, record them. To ensure that our articles and reviews are objective and unbiased, our writers and editors operate independently from our advertisers and affiliates. Speak with one of our friendly Credit Specialists to find out how we can help you. Concerned that Coast Professional might be a scam? Our content is intended to be used for general information purposes only. Coast Professional is a legitimate company. 1887 Whitney Mesa Dr Ste 2089, Henderson, NV 89014. Public Service Loan Forgiveness (PSLF) Program. We know that taking financial advice from us requires a lot of trust on your part. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.If you're looking for a reputable company to increase your credit score, give us a call @ (844) 977-3029. 10 It must contain the following information: Coast Professional representatives will keep trying to contact you unless you either pay your collections or reach an agreement with them or your loan provider (if you have federal student loans, you should be able to see whos servicing them when you log in on the Federal Student Aid website). Because Performant and Pioneer will no longer collect tax debts, due to the expiration of their contracts with the IRS, the IRS recalled 1,255,541 accounts that had been assigned to them. 9 Best Credit Cards for Bad Credit in November 2022, Insufficient Credit History: What It Means and How to Fix It, Best Credit Cards for No Credit History in November 2022. We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney. They specialize in collecting defaulted student loan debt for over 200 colleges and universities, the Department of Education, and local/state government agency debt (including municipalities or utilities). If you are dealing with credit and debt issues, you should contact a local attorney regardless of your use of our service. Yes, you can sue Coast Professional for harassment. Below are samples of open cases against them for the above violations of FDCPA. Our pages feature links to our partners websites. #studentlo, Visit link in bio to learn more. To verify that you owe the debts Coast Professional claims, check your account on the IRS website. Thats the only way that we make money. A statement informing you of your right to dispute the debt within 30 days of receiving their letter, A statement informing you that if you dispute the debt in writing, they must mail you evidence of the debt within the 30 days, A statement informing you that within 30 days after youve received the letter, you can send them a written request to provide the name and address of the original creditor, Call you at night (before 8 am or after 9 pm, your time), Call you at work if you tell them you cant receive calls at work, Make automated calls or send pre-recorded messages telling you to make payments, Contact any third party, including your family, friends, or coworkers, to discuss your debt, Intimidate you or threaten to harm you, sue you, arrest you, or damage your credit, Lie about your debt and try to collect more than you owe, Accuse you of breaking the law or claim that not paying might result in jail time (, Tell Coast Professional to stop calling you, Negotiate for pay for delete or a debt settlement, An explanation for why your payments were late, Records demonstrating that you usually pay your other debts on time, Examples of how the negative mark is affecting your life, such as making it difficult for you to take out a mortgage. We do not offer warranties for any products and services linked from this site and do not directly endorse any advertisements shown. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you. Phone number for commercial debts: 1-855-459-1134. West Monroe, LA 71292 They are contracted by the Department of Education to collect on defaulted student loan debt. The IRS has used private collection agencies to recover delinquent tax debt off and on several times over the years. Make sure to date your letters and send them by certified mail. Since 1976, we have worked to perfect both the art and science of student loan and government-related collections and we understand the difficulty in managing your past due receivables. Home | Terms of Use 2014 Copyright Coast Professional, Inc. 800-910-5837 Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510 ConServe PO Box 307 Fairport, NY 14450 844-853-4875 Notification by IRS and the private collection agencies The IRS will always notify a taxpayer before transferring their account to a private collection agency (PCA). Coast Professional, Inc. or CPI is a third-party collection agency based in New York state. Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Coast Professional must be honest about who they are and what they are attempting to do. If youve defaulted on your debts more than once or you owe a very large amount, then theres a chance that Coast Professional will accept less than the full amount you owe (a practice known as debt settlement). The best thing you can do is ignore their calls and speak with a company that can help you get it removed. The business address is 231 East Ave, Albion, NY 14411-1616, UNITED STATES. That said, theres still no harm in trying. What is defined as a Consumer Debt and what is not. Coast Professional's Address, Phone Number, and Contact Information Coast Professional is headquartered at 4273 Volunteer Road, Geneseo, NY 14454. When you send a debt verification letter, third-party collectors like Coast Professional are required by law to show evidence that you have an outstanding debt. And making payments on the debt will reset the clock. Before negotiating, you should carefully review your financial situation and come up with a realistic amount to offer. Coast Professional, Inc. | 1,684 followers on LinkedIn. You have a legal right to request debt validation on an alleged debt. If you want to remove Coast Professionalfrom your credit report, write to their address: Address: 214 Expo Circle, Suite 7 Its also an easy way of figuring out if the debt collector is a scam agency. 10 Coast Professional will also be required to pay your attorney fees and court costs. Payday Loans The Good, The Bad and the Super Ugly. Address: 231 East Ave, Albion, NY 14411. How to file a complaint against Coast Professional, How to get Coast Professional off your credit report, student loans can affect your credit score, report them to the Federal Trade Commission, filing a complaint on the Better Business Bureau (BBB) website, get their collection accounts off your credit report, IRS: New contracts awarded to private collection agencies; taxpayers may be contacted by one of three groups, Private Debt Collection Frequently Asked Questions, Indefinite Delivery / Indefinite Quantity (IDIQ) Contract, If you default on your federal student loan, the loan may be placed with a collection agency, which will then contact you to obtain payment, Biden Administration to Cut Ties With Debt Collectors for Student Loans. 11, Once Coast Professional receives your debt verification letter, theyre also required by law to stop contacting you about your debt until theyve sent you evidence that you actually owe it. If you need help handling Coast Professional, give us a call and speak with one of our expert loan financial advisors to guide you in the best way to handle them. Is Coast Professional, Inc. hurting your credit score? However, it will allow you to get your loans out of default, and itll stop Coast Professional from contacting you to collect payments. Therefore, if you default on these loans a second time, you will need to consider other routes to take to get out of default. Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. We strive to keep our information accurate and up-to-date, but some information may not be current. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. This is just one of the reasons why the IRS has made them one of their official collection agencies. CBE Group, Inc. PO Box 2217 Waterloo, IA 50704 800-910-5837. When you dispute the item on your credit report, make sure to send along any supporting documentation that you have on hand. Unfortunately, paying the collection could even lower your credit score. Enter Account and Password. If Coast Professional has sent the garnishment to your employer but your wages arent being garnished, you could be considered under an active wage garnishment. The license creation date is August 26, 2013. Coast Professional Inc., PO Box 526, Albion, New York, 14411; (888) 928-0510; and, ConServe, PO Box 307, Fairport, New York, 14450; (844) 853-4875. And the advertised offers may be subject to additional terms and conditions of the advertiser. Its important to keep a paper trail of all your communications with Coast Professional, so make sure to only communicate with them in writing. West Monroe, LA 71292 By submitting your complaint, you agree and give consent to allow our network of attorneys to contact you via automatic dialer, telephone, mobile, SMS (Text Message) or email. Debt collection help might include; collection demand letters, debt collector phone calls, credit reporting to . Here's our guide to the best private art collections to see in Berlin apartments. In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company. This guide is going to tell you who they are, how to deal with them, and how to stop them from calling. Company - Private. Record their phone calls. We'll discuss what they do, what your rights are, and how to get them off your credit report. In some cases this means they purchased the debt from the original creditor (i.e. If you can show that the debt collection company has violated your rights under the FDCPA, then you can collect $1,000 in statutory damages for each violation as well as payment for any damages that youve sustained as a result of their violation. The debt collection agency is obligated to respond to your letter with verification of the debt. According to their website, their mission is to, Help consumers address their obligations while enhancing their future financial opportunities., Their office hours are Mon. This can be submitted on www.studentloans.gov. They may attempt to communicate with you via mail or phone calls (demanding payment). Coast Professional, Inc (License# 1472229) is a business licensed with City of New York, Department of Consumer Affairs (DCA). SUE THEM! Credit Glory does not guarantee the permanent removal of verifiable tradelines or make promise(s) of any particular outcome whatsoever. Coast Professional cannot threaten to have you arrested or imprisoned over unpaid debts. I have been in this industry for 20 years and have found that Coast Professional Inc., is a fantastic company to work for. In particular: Avoid the phone. #studentloanforgi, Visit link in bio to learn more #studentloanforgiv, Check Your Student Loan Forgiveness Eligibility. Coast Professional is a legitimate company that collects debts for the IRS, other government agencies, and educational institutions. However, it doesnt cost you anything, so theres no reason not to try. Its a good idea to familiarize yourself with your rights by reading the FDCPA and Telephone Consumer Protection Act. Founded in 1976, Coast Professional, Inc. is an accounts receivable management company that provides debt collection services for government and educational institutions. Effective September 23, 2021, when the IRS assigns your account to a private collection agency, one of these three agencies will contact you on the government's behalf: CBE Group Inc. P.O. Coast is a really great company, and I highly recommend working here. 10 This should be your first step. ConServe P.O. This agency has been known to mislead consumers and use abusive and threatening collection practices when attempting to collect debts. How to tell if a debt collection notice from Coast Professional is a scam If a debt collection agent calls you, you should receive written confirmation immediately afterward. Website: coastprofessional.com ConServe, Inc. P.O. We currently provide collection services to over 200 government institutions, colleges . If you dont, it might be a scam. You can exercise your rights under the FDCPA, which includes requesting the validity of the debt or submitting a request in writing informing them to refrain from corresponding with you. Youll always be able to tell what youre clicking. If you feel that your rights under the FDCPA have been violated, then you can file a complaint with the FTC, and you have the right to sue them. There are many ways that you can deal with them and get them to stop calling you. We do not spam or sell your information. a credit card or loan company). The following companies were awarded the new IRS collection contracts. If you are unsure how to proceed after reading this guide, you can contact our office to speak with a professional debt specialist that can help you with your situation. They must notify you that they are a debt collection agency both orally and in writing. This includes threatening to sue you or foreclose on your home. The letter was sent July 2022. Debt collectors often buy and sell debt from one another. The most common type of settlement deal that customers make with debt collectors is known as a pay-for-delete agreement. Let us know what you think. Its best that you dont ignore your debt collectors, as tempting as it may be. People with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. If your loan servicer is aware of your financial hardship before your loan is placed in default status, you have more options available to you such as: This postpones your payments for at least 12 months. A: According to the Fair Debt Collection Practices Act (FDCPA), an agency may only call at hours presumed to be convenient for the consumer generally, between 8 a.m. and 9 p.m. local time. Coast Professional, Inc. has been contracted by the IRS to help taxpayers resolve past due accounts using procedures approved by the IRS. Founded in 1976 and headquartered in Geneseo, New York, Coast Professional full-service collection agency, offering collection-related services, including telep hone and mail efforts, skip tracing, and litigation . If you feel that they are harassing you, misleading you, or attempting to collect debts that you dont owe, you have rights under the FDCPA, and you can pursue legal action. They will usually hang up. They are a debt collection agency founded in 1976, headquartered in Geneseo, NY. If youve had a similar experience with Coast Professional Inc. then you have a potential case against them. Website: coastprofessional.com. Fiscal Service awarded task orders to the following contractors to provide delinquent debt collection services: The CBE Group, Inc. P.O. (Debt collectors prefer that we didnt tell you this, but its something you should know. Coast Professional, Inc. recently promoted Lisa Reese to vice president of compliance. Manager (Current Employee) - Geneseo, NY - September 13, 2021. Another option is filing a complaint on the Better Business Bureau (BBB) website, but this might not have the outcome youre hoping for. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Credit bureaus have 30 days to respond to your dispute. We have found cases against them for violating the Fair Debt Collections Practices Act. If youre looking for a reputable company to assist you with collection accounts and repair your credit, consider working with Lexington Law. Coast Professional is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). Debt Settlement: For Beginners How It Works and If Its Worth It. Sending a debt verification letter asking the collection agency to provide evidence of your debt is one of the quickest and easiest ways of getting rid of a debt item in your credit history. 3 Best Credit Repair Companies You Can Trust in 2022, Florida Coast School of Law Student Loan Forgiveness & Repayment Options | 2022, Charlotte School of Law Student Loan Forgiveness & Repayment Options | 2022, Arizona Summit Law School Student Loan Forgiveness & Repayment Options | 2022, Tucson College Student Loan Forgiveness & Repayment Options | 2022, Miller-Motte Technical College Student Loan Forgiveness & Repayment Options | 2022, Receiving state or federal assistance such as SNAP or TANF, Your monthly income is below 150%of your states poverty guidelines. Student Loan Forgiveness on Disability, Do You Qualify? To do this, send a goodwill letter to Coast Professional explaining the circumstances that led to your delinquency. There's one problem. The less they know about you, the better. The business category is MERCANTILE AGENCY OR COLLECTIONS AGENCY. The result? The contracts include CBE Group Inc., Coast Professional Inc. and Conserve, according to a news release from the IRS. Cons. Although these differences may make it seem like youre in a worse position than you would be if you had another type of collection account, you do have several options for getting federal student loan collection items off of your credit report that you wouldnt have otherwise. They are a debt collection agency founded in 1976, headquartered in Geneseo, NY. Box 2040. California collection agencies can help businesses, medical practices and facilities that are creditors to collect their accounts receivable. Theyll forward your complaint to Coast Professional, but theres no guarantee that the agency will address it in a satisfactory manner. Business ProfileCoast Professional, Inc. Mail: Coast Professional P.O. Get the latest business insights from Dun & Bradstreet. Box 2876 West Monroe, LA 71294 Toll Free: 888.815.2843 Fax: 318.807.4884 Want to learn More about coast? Learn more about how we make money. Simple. To rehabilitate your loans, you need to make nine monthly payments within 20 days of their due date during a ten-month period. 13. When your loans are sent to Coast Professionals because you defaulted on your payments, they can garnish your wages. Can You Sue YOUR Debt Collector? If you dont, it might be a scam. Its important to bear in mind that sending a goodwill letter is a long shot, and Coast Professional is under no obligation to change your report. We were notified by letter that our account had a past due balance with the IRS (2019). Dont ignore them. You likely want to call Credit Glory, first (844) 977-3029. However, you should make sure to get the agreement in writing before you make any payments. Your subsidized loans will not accrue interest while you are in deferment. You can write a credit dispute letter to Experian, Equifax, or TransUnion to delete the collection account from your credit report if you believe your debt went into default by mistake. 12. However, it is possible to remove a collection account from your credit history before seven years. We promise to always deliver the best financial advice that we can. The reason that you may see Coast Professional Inc appearing on your credit report is that you defaulted on a student loan. After making your 5th payment, the garnishment stops. Working on the agency's behalf under its Private Debt Collection program, Coast maintains a strict compliance program to provide quality service, fair treatment, and adhere to all taxpayer rights. Thats our first priority, and we take it seriously. According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Youll want to include any supporting evidence or documentation you have, including: You can also call Coast Professional on the phone, although theres a chance that the person you end up speaking to wont have the authority to make changes to your records. They are not a fake company, or a scam. They delete millions of negative items every year from companies like Coast Professional on behalf of their clients. Your rights (and how you can enforce them) are outlined further down in this article. However, federal student loan debt has several differences from other types of debt (including private student loans) that you need to be aware of. We'll review why Coast Professional is on your report and see how we might be able to dispute (and potentially remove) them. However, sometimes its better just to pay the collection account, especially if its new, and youre certain that its legit. Our expert legal team will review your information and will help you determine if you have a case against your debt collectorat no cost to you! The FDCPA protects you from debt collector harassment and abuse by making it illegal for debt collectors to do any of the following: 10. Coast Professional, Inc. 4273 Volunteer Rd Geneseo, NY 14454 Phone number: (800) 231-0225 Should I contact or pay Coast Professional, Inc.? 200+ The number of college and university clients with the ability to collect across the United States. The IRS has entered into qualified collection contract with Coast Professional Inc. Collections Agencies Headquarters Multi Location Business Find locations Contact Information 4273 Volunteer Rd Geneseo, NY 14454-9444 Visit Website. When you default on a student loan, the Department of Education contracts with private collection agencies to collect the debt. The answer depends on many variables. Its a good idea to also send a letter to Coast Professional and your original loan provider so that all parties have complete information when investigating the matter. The average Coast Professional, Inc. salary ranges from approximately $20,000 per year for Recovery Specialist to $95,000 per year for Senior Customer Support Representative. 1, More specifically, Coast Professional has held contracts with the United States Department of Education and Internal Revenue Service (IRS). There are serious flaws in the credit scoring system that reinforce We make money from advertising. PO Box 2217 Waterloo, IA 50704 800-910-5837 Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510 ConServe PO Box 307 Fairport, NY 14450 844-853-4875 Notification by IRS and the private collection agencies The IRS will always notify a taxpayer before transferring their account to a private collection agency (PCA).

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